06/09: Real Estate Term of the Day
Category: General
Posted by: uscybertek
VA Mortgage Funding Fee: A premium of up to 1-7/8 percent (depending on the size of the down payment) paid on a VA-backed loan. On a $75,000 fixed-rate mortgage with no down payment, this would amount to $1,406 either paid at closing or added to the amount financed.
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05/09: Real Estate Term of the Day
Category: General
Posted by: uscybertek
Blanket Mortgage: A mortgage covering at least two pieces of real estate as security for the same mortgage.
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04/09: Real Estate Term of the Day
Category: General
Posted by: uscybertek
Second Mortgage: A mortgage made subsequent to another mortgage and subordinate to the first one.
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03/09: Real Estate Term of the Day
Category: General
Posted by: uscybertek
Earnest Money: Money given by a buyer to a seller as part of the purchase price to bind a transaction or assure payment.
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02/09: Real Estate Term of the Day
Category: General
Posted by: uscybertek
Balloon (payment) mortgage: Usually a short-term fixed-rate loan which involves small payments for a certain period of time and one large payment for the remaining amount of the principal at a time specified in the contract.
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01/09: Real Estate Term of the Day
Category: General
Posted by: uscybertek
Annual Percentage Rate (APR): A measure of the cost of credit, expressed as a yearly rate. It includes interest as well as other charges. Because all lenders follow the same rules to ensure the accuracy of the annual percentage rate, it provides consumers with a good basis for comparing the cost of loans, including mortgage plans.
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31/08: Real Estate Term of the Day
Category: General
Posted by: uscybertek
Lien: A claim upon a piece of property for the payment or satisfaction of a debt or obligation.
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30/08: Real Estate Term of the Day
Category: General
Posted by: uscybertek
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29/08: Real Estate Term of the Day
Category: General
Posted by: uscybertek
Blanket Mortgage: A mortgage covering at least two pieces of real estate as security for the same mortgage.
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28/08: Real Estate Term of the Day
Category: General
Posted by: uscybertek
Reverse Annuity Mortgage (RAM): A form of mortgage in which the lender makes periodic payments to the borrower using the borrower's equity in the home asSatisfaction of Mortgage: The document issued by the mortgagee when the mortgage loan is paid in full. Also called a "release of mortgage."
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